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Contract Price:
Down Payment (%):
Years to Pay:
Interest Rate Per Annum (%):

Calculate your Mortgage Loan using this mortgage calculator. It's important to calculate mortgage monthly amortization payment to know how much you can afford for investing house & lot, car or other loans.

A mortgage amortization schedule breaks down the mortgage payment into components of allocated interests and principal. It will show the amount of interest that you are paying to the bank or lending company. Every loan payment made is divided between the interests and the principle on the loan amortization schedule. The schedule provides the exact remaining loan amount after every payment is made to determine the outstanding amount of the loan at a certain period of time.

C# code snippet how to get Monthly Amortization

C# Source Code Close
    //-Specify constant values
    int PAYMENTS_PER_YEAR = 12;
    //-Create variables to hold the values entered by the user
    decimal P = obj.contract_price;
    double r = obj.int_rate_per_annum / 100;
    int t = obj.years_to_pay;
    double d = obj.down_payment / 100;
    double ratePerPeriod;
    ratePerPeriod = r / INTEREST_CALCS_PER_YEAR;
    int payPeriods;
    payPeriods = t * PAYMENTS_PER_YEAR;
    decimal dDownPayment;
    dDownPayment = P * (decimal)d;
    dFinanceAmount = P - dDownPayment;
    //-Monthly Amortization
    double costPerMonth;
    costPerMonth = ((double)dFinanceAmount * Math.Pow((r / 12) + 1, (payPeriods)) * r / 12) / (Math.Pow(r / 12 + 1, (payPeriods)) - 1);


Human Resources Management Common Function

The common functions of Human Resources include hiring, training, compensation and benefits, performance management, employee relations, and compliance with employment and labor laws.

Biometric Time Attendance that Integrate Seamlessly in Existing System

Biometric Time Attendance is a system that is used to measure and record the attendance of employees in an organization. It typically uses biometric data such as fingerprints, facial recognition, and retinal scans to identify and authenticate employees.

Daily Filing of Overtime to Integrate in Timekeeping Process

Overtime data entry is a process used to ensure accurate and consistent tracking of overtime worked by employees. This data is used to calculate the hours worked by employees in a given period, as well as to calculate the overtime pay they are owed.

Why Paperless HRIS is Preferred in changing the HR Processes

Investing in a comprehensive HR software system can help your HR department automate and streamline many of its processes. This system can include features such as applicant tracking, performance management, time and attendance tracking, and payroll processing.

Automate Employees Loan Deduction in Every Payroll Process

Automate the loan deduction process by setting up a payroll deduction for each employee loan. This can be done by creating a payroll deduction category specifically for the loan and linking it to the employee's loan.

Benefits of Automated Timekeeping and Attendance Solution

Automated timekeeping and attendance solutions make it easier for employees to track their time and attendance. This can lead to increased productivity, as employees are better able to focus on their work rather than worrying about the accuracy of their time tracking.

Steps How to Manage an HRIS Software Implementation

Define the Goals and Objectives of the HRIS Software Implementation: Identify the purpose of the new system and how it will benefit the organization.

Online Timekeeping Management and Payroll System

Designed to track an employee’s time worked and generate an accurate payroll, system allows employees to clock in and out, track hours worked, view their timecards, and view their pay stubs.

Benefits of Paperless Timekeeping vs. Manual Processing

Paperless timekeeping processes can save businesses time and money by reducing the time spent handling paperwork and manual data entry.

SSS Contribution Table for 2023 (Employee and Employer)

The new SSS contribution table effective January 2023 which applies to employers and employees monthly contribution.

Tips how to start?

  • Create an account.
  • Verify the account via email sent by the system after registration is completed.
  • Fill-up the form available in your dashboard account and wait for admin approval.
  • After your account is approved the first step to do is create a department located at HRD -> Tools -> Department.
  • Now ready to create employee master data located at HRD -> Employees.
  • Explore the HR Payroll user guide manual as reference for self-testing.

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